Finance Experts (direct lending and alternative credit)
Mercor • Remote
Education
Any
Type
hourly
Pay Rate (by country)
$110–$150/hr
Listed
133d ago
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What We Know About This Role
- Weekly hours
- 10 hrs/week
About this Role
From the Mercor listing
Mercor is hiring experienced Direct Lending and Alternative Credit professionals to collaborate with a leading AI research lab. This role focuses on helping develop and evaluate advanced AI systems designed to replicate real-world private credit, direct lending, and alternative investment workflows.
You will work closely with AI researchers to train, test, and refine AI agents so they can better support tasks such as deal underwriting, credit analysis, portfolio monitoring, and investor reporting.
- Detail the day-to-day workflows of professionals in direct lending, private credit, and alternative asset management
- Analyze and explain credit underwriting processes, including due diligence, risk assessment, and structuring
- Identify and categorize key documents used across private credit transactions (e.g., credit memos, IC materials, term sheets, covenants, lender presentations)
- Distinguish between public vs. private information in credit markets and lending processes
- Provide insight into deal sourcing, execution, and portfolio monitoring workflows
- Collaborate with AI researchers to translate real-world credit expertise into structured training data
- 3+ years of experience in Direct Lending, Private Credit, Leveraged Finance, or Alternative Asset Management
- Experience at top-tier firms such as Ares, Apollo, Blackstone Credit, KKR Credit, Golub Capital, Oaktree, or similar
- Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or a related field
- Strong familiarity with credit agreements, financial covenants, underwriting models, and deal documentation
- Experience across middle-market lending, sponsor-backed deals, or structured credit is preferred
- Excellent analytical, writing, and communication skills
- Start Date: 1-2 weeks
- Commitment: Part-time (minimum 10 hours/week)
Requirements
- Must be eligible to work in Remote
- Fluent proficiency in English (Written & Verbal)
- Reliable high-speed internet connection
- Bachelor's degree or equivalent professional experience
- Demonstrated expertise in Business
What to Expect
Looking at Mercor Business listings we've tracked, contracts in this domain typically run about 3 weeks. Actual length varies by project, but this gives you a realistic baseline going in.
Based on 29 extracted Mercor Business listings.
Why This Role
Shape the "brain" of future AI. By working as a Finance Experts (direct lending and alternative credit), you ensure that future models understand the nuance of your field. At $130/hr, it's a lucrative way to preserve the integrity of your profession in the digital age.
Skills & Categories
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Frequently Asked Questions
Is Mercor for freelancers or full-time contractors?
Mercor places you with one client for a defined engagement, like 'Python Tutor for 3 months', rather than having you grab small tasks from a shared queue. Most roles function as steady contract work, not one-off gigs.
Does Mercor's application require an on-camera interview?
Yes, every applicant records a video interview with an AI interviewer that asks questions about your resume. Clients review that recording to judge communication skills before matching, so there's no way to apply without going on camera.
Does it cost money to apply to Mercor?
No, applying and joining Mercor is free. Mercor's revenue comes from a fee it charges the client on top of your hourly rate, not from applicants. Treat any request for payment to join as a red flag.
Is AI training work the same as traditional consulting?
No. Instead of client deliverables, you're given complex scenarios to evaluate: grading the AI's logic, correcting its hallucinations, and supplying expert-level reasoning it doesn't have on its own. The job is closer to teaching than consulting.
Why do these AI training roles pay so much?
Because general knowledge isn't what's being tested. The model already knows the basics; what it needs is expertise on edge cases, the rare, difficult, highly technical judgment calls only a senior professional in the field would make correctly.
What does the day-to-day workload look like for elite-expert AI training roles?
Slow and deep, not fast and repetitive. A single task can take 45-60 minutes of researching citations or verifying complex calculations. Quality is what's being measured here, not throughput.
What does Business work look like for a Finance Experts (direct lending and alternative credit)?
Tasks here are scoped to Business, not generic labeling. As a Finance Experts (direct lending and alternative credit), expect to draw on real domain judgment (evaluating outputs, correcting errors, or providing expert reasoning specific to Business) rather than following a one-size-fits-all rubric. If you don't have hands-on Business background, this is likely not the right listing to start with.
How many hours per week does this role require?
Based on the listing, this role is scoped at about 10 hours per week. Treat this as a real commitment expectation, not a loose estimate.
What happens when I click Apply on this listing?
You'll be taken to Mercor's external site to complete your application there. This listing links through a referral, but the process is identical to applying directly; the link just routes you correctly. Create an account on their site and follow their onboarding steps.
How soon will I start working after applying to Mercor?
Not immediately. Mercor is a talent marketplace, not a task queue, so applying puts you in a pool of candidates. You start working only once a specific client, like a major AI lab, selects your profile, and that matching process can take weeks.