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Business mercor

Insurance Underwriting Specialists

Mercor • Remote

Education

Not stated

Type

Hourly

Pay Rate

$80/hr

Listed

12d ago

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About this role

From the Mercor listing

About the Role

Mercor is partnering with a leading AI lab to train frontier models on high-quality insurance reasoning data. We're hiring Insurance Underwriting Specialists to design realistic underwriting and risk-selection scenarios, evaluate model outputs against established industry standards, and help shape how the next generation of AI reasons about risk assessment, policy provisions, pricing, and coverage decisions.

We welcome underwriters across all lines, including life, health, property, casualty, commercial, personal, specialty, marine, surety, and reinsurance — from carriers, MGAs, and reinsurers.

What You'll Do

  • Design realistic scenarios involving risk selection, exposure analysis, policy terms and conditions, exclusions, endorsements, pricing, and coverage determinations

  • Create work products such as underwriting decisions, risk assessments, rating and pricing rationales, coverage analyses, and referral write-ups

  • Write "golden" reference responses at experienced underwriting-professional quality

  • Grade AI-generated responses against structured rubrics for risk-selection accuracy, provision interpretation, pricing correctness, and sound judgment

  • Identify misread policy language, flawed risk classifications, incorrect pricing math, and gaps in documented rationale

  • Provide written feedback the research team uses to improve model behavior

  • Participate in onboarding office hours and calibration sessions

You're a Good Fit If You

  • Have 2+ years of professional experience in insurance underwriting (any line)

  • Understand how policy provisions, exclusions, endorsements, and rating factors determine coverage and price

  • Can weigh risk, exposure, and financial evidence and articulate a defensible decision with a documented rationale

  • Demonstrate excellent written analysis, balanced judgment, and high attention to detail

  • Can distinguish underwriting decisions from sales/agent recommendations and from formal legal advice

Bonus Qualifications

  • CPCU, CLU, AINS, ARM, AU, FALU, or comparable industry credential

  • Experience across multiple lines of business or specialty risks

  • Reinsurance, treaty, or facultative underwriting experience

  • Actuarial, pricing, or catastrophe-modeling exposure

  • Experience with regulatory filings, compliance, or audit review

Role Highlights

  • Minimum 20 hours per week (ideally 40+)

  • Role starts immediately, applications reviewed on a rolling basis

Requirements

  • Must be eligible to work in Remote
  • Fluent proficiency in English (Written & Verbal)
  • Reliable high-speed internet connection
  • Bachelor's degree or equivalent professional experience
  • Demonstrated expertise in Business

How long hiring takes

Across the AI training platforms we refer candidates to, the median gap between referral and hire is about 30 days. It varies by platform and role, so treat it as a rough guide for this one.

Within 2 weeks
~25%
Within 6 weeks
~60%
Within 3 months
~80%

Talent Pool members

Apply through this link and we can put you forward to Mercor when your profile is a strong match. Not every applicant is submitted. If you're not in the pool yet, set up your profile first.

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What to Expect

Looking at Mercor Business listings we've tracked, contracts in this domain typically run about 3 weeks. Actual length varies by project, but this gives you a realistic baseline going in.

Based on 31 extracted Mercor Business listings.

Why this role

Being remote means this Insurance Underwriting Specialists position pays $80/hr regardless of your zip code, opening up Business work that used to require living in one of a handful of cities.

Talent pool

We're light on Business candidates

We've matched 55 people with a Business background against 1011 Business listings we've tracked, so most go out without one. Set up a profile and we'll consider you for a role like this one.

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Skills and categories

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Common questions

Is Mercor for freelancers or full-time contractors?

Mercor places you with one client for a defined engagement, like 'Python Tutor for 3 months', rather than having you grab small tasks from a shared queue. Most roles function as steady contract work, not one-off gigs.

Does Mercor's application require an on-camera interview?

Yes, every applicant records a video interview with an AI interviewer that asks questions about your resume. Clients review that recording to judge communication skills before matching, so there's no way to apply without going on camera.

What does asynchronous AI training work mean in practice?

No set hours, no check-ins, no meetings. You log in when you want, pick up an available task, complete it, and submit; nobody is waiting on you in real time. That's different from remote employment, where you're expected online during business hours. The tradeoff: you're competing with others for available tasks, so an empty queue means there's simply nothing to do until more work is released.

What does Business work look like for an Insurance Underwriting Specialists?

Tasks here are scoped to Business, not generic labeling. As an Insurance Underwriting Specialists, expect to draw on real domain judgment (evaluating outputs, correcting errors, or providing expert reasoning specific to Business) rather than following a one-size-fits-all rubric. If you don't have hands-on Business background, this is likely not the right listing to start with.

What specific skills does this listing call for?

AI Training is named directly in the listing. If you don't have hands-on experience with this, expect the screening process to test for it directly rather than accepting adjacent experience as a substitute.

How much does this specific role pay?

This listing is posted at $80/hr, an hourly rate. Pay can change between when we last checked the listing and when you apply, so confirm the current number on the platform's own application page before committing time.

What happens when I click Apply on this listing?

You'll be taken to Mercor's external site to complete your application there. This listing links through a referral, but the process is identical to applying directly; the link just routes you correctly. Create an account on their site and follow their onboarding steps.

How soon will I start working after applying to Mercor?

Not immediately. Mercor is a talent marketplace, not a task queue, so applying puts you in a pool of candidates. You start working only once a specific client, like a major AI lab, selects your profile, and that matching process can take weeks.